short‑term savings for trip
Stop Losing Money to CDs, Start Saving Money
Putting $150,000 into a blend of a 3-year CD, a high-yield savings account, and a money-market fund yields roughly 4.2% average APY, delivering the highest return while keeping cash liquid for instant travel bookings. This mix balances predictable growth with quick access, beating a single-product approach. Financial Disclaimer: